Health Records of Rural Residents in Hainan Province
Good morning. The basic medical insurance for urban residents is an integral part of social medical insurance, which is mandatory. We will adopt a medical insurance system dominated by the government, with individual (family) contributions as the mainstay and moderate government subsidies as the supplement, and provide medical needs for urban residents in accordance with the principle of consistent payment standards and treatment levels. The advantages of 20 15 basic medical insurance for urban residents are as follows: firstly, when the insured person is sick, especially seriously ill, the economic burden will be reduced to a certain extent. Second, when the insured is in good health, the insurance premium paid can be used to help other insured persons, thus embodying the spirit of "one person is sick and all families help each other". The third is to relieve the worries of the insured. In order to encourage urban residents to participate in insurance, urban residents who meet the insurance conditions are divided according to their insurance time, and different medical deductible periods are set. Within six months after the implementation of the "Measures", the medical deductible period is three months, and there is no deductible period for minor residents; After six months of insurance (including minor residents, the same below), the starting period of medical treatment is one year; After one year, the deductible of medical treatment period is extended to two years; There is no deductible period for low-income residents to seek medical treatment. 20 15 the scope and proportion of reimbursement for basic medical insurance for urban residents are detailed below. The scope and amount of reimbursement for basic medical insurance are effective, and commercial insurance and supplementary medical insurance are appropriately insured.