Under the new regulations, we evaluated more than a thousand critical illness insurance products, and screened out the ten best critical illness insurance products on the market. New definition of critical illness ranking announced! The first place is it!
Matters needing attention in purchasing children's critical illness insurance
Choosing critical illness insurance for children cannot be generalized. To some extent, it mainly depends on the family's economic situation. If the family economy is not well-off and the premium budget is limited, it is recommended to choose regular critical illness insurance in this case. Regular critical illness insurance is relatively simple in terms of protection responsibility, and the premium will be relatively low. Low cost can be exchanged for high security, and the insurance leverage ratio is higher.
If the family conditions are good and the budget is sufficient, it is recommended that you choose lifelong critical illness insurance to avoid the embarrassing situation that the protection is interrupted or you can't buy insurance after illness. Now the critical illness insurance market is developing rapidly, and there are many products that have been paid for many times. You can also consider it. After all, with the improvement of medical level, the cure rate of diseases will be higher and higher.
At present, the life-long critical illness insurance on the market can basically be exempted by the insurer. Because the premium of this kind of additional insurance is cheap, and it can ensure that the protection for children will not be interrupted by the insured's accident or illness, and truly provide stable and sustainable protection for children, it is suggested that the insured must be exempted. Of course, different products usually have different provisions on the premium exemption of the insured, which depends on the terms.
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