1. Disease type: severe illness 105, mild illness and severe illness 60;
2. Number of sickness payments: the contract will be terminated once for the serious illness, and the contract will remain valid after five minor illnesses, with an additional payment of 30% of the basic insurance premium each time, and the remaining insurance premium will be exempted;
3. Terminal illness: the contract is terminated after paying the basic insurance amount in one lump sum. Within half a year after the end of life, the insurance company may pay the insured or beneficiary in advance.
4. Double exemption for husband and wife: Both husband and wife are insured as local policyholders at the same time. When either spouse suffers from minor illness, serious illness, death or high disability, both spouses can be exempted from paying the residual premium.
5. Death payment:/kloc-pay all the premiums before the age of 0/8, and pay the basic insurance amount after the age of 0/8, and pay as much as you buy.
6. Waiting period for illness: It takes 180 days to reach the claim standard because of illness. If the disease is caused by accident, there is no waiting period.
7. High disability liability:/kloc-pay the premium before the age of 0/8, and/kloc-pay the insured amount after the age of 0/8.
8. Insurance reduces cash withdrawal: If the insured does not have an insurance accident, he can apply for insurance reduction after the hesitation period, reduce the basic insurance amount and premium according to the corresponding proportion, and receive the corresponding cash value of the reduction. After reducing the insurance, the basic insurance amount and premium need to conform to the insurance rules.