I. Family insurance costs
From 65438 to 0996, families can choose to receive child allowance or tax-free amount. The allowance for the 1 th child and the second child is DM 220 each. The third child is subsidized by 300 marks, and the fourth child is subsidized by 350 marks.
The tax-free amount for children in 1998 is DM 69 12. In addition, since 1986, each child has received an education allowance of DM 600 per month for 24 months. However, it depends on income restrictions. Parents who plan to raise their children by themselves can also apply for parental leave of up to three years. In the meantime, in principle, they are not protected from dismissal.
Second, social relief funds.
In the Federal Republic of Germany, those who cannot help themselves or get help from other sources receive social and economic benefits. According to the Law on Social Assistance, every resident of the Federal Republic of Germany, whether German or foreign, can apply for social assistance, including subsidies or care under special living conditions such as cost of living allowance or disability, illness or nursing. Social relief funds are mainly provided by local governments. 65,438+0,996, and the amount used for social relief is 53 billion marks.
Third, medical insurance.
Almost all citizens of the Federal Republic of Germany, whether they are compulsory or voluntary insurance companies (90% residents) or private medical insurance companies, participate in medical insurance. Establish insurance obligations for all employees and people in occupational groups whose income is below a certain limit in legal medical insurance companies. You can voluntarily participate in insurance under certain conditions. There are also pensioners, unemployed, trainees and college students who participate in medical insurance. Employees participate in insurance in local insurance companies, enterprise insurance companies or insurance companies of handicraft industry associations and their medical mutual aid organizations. No matter what occupation you are engaged in, you are free to choose an insurance institution.
If it is an enterprise insurance company or a handicraft trade union insurance company, this article is valid only if it is stipulated in the articles of association that they are established by outsiders. In addition, there are special forms for some professional departments, such as seafarers' insurance company, federal miners' medical insurance company and agricultural medical insurance company. All insured persons are free to choose among medical insurance doctors and dentists who are allowed to practice. The insurance premium of employees who have insurance obligations and voluntarily take out insurance shall be paid by the insured and the employer in half. 1998, the average insurance premium rate in the old federal state was 13.5% of the total income of those who were obliged to pay insurance premiums, while in the new federal state it was 13.9%.
Medical insurance institutions pay for the treatment of doctors and dentists, in addition to medicines, medicines and auxiliary tools, hospitalization expenses and health precautions. Insurance institutions bear all or part of the expenses of recuperation. If the illness does not exceed 6 weeks, the employee has the right to ask the employer to pay the corresponding wages and salaries. Several collective agreements have also extended this period. After that, the medical insurance institution pays 78 weeks of long-term sick leave allowance.
Four. Social welfare compensation to support war victims and health damage
In the case of health injury, the recipients of social welfare compensation fees are war victims, Bundeswehr soldiers, citizen workers, victims of violence, victims of injustice under the rule of the United Socialist Party, people disabled by injection, and others who are encouraged to take care of by government-designated associations. The pension they enjoy according to law depends on the severity of health damage and adapts to the development of employees' employment income. In addition, medical and rehabilitation expenses related to work and occupation are paid. If he dies because of health damage, his widow and orphans have the right to ask for support.