Deductible in health insurance

The deductible of this product is 6,543,800 yuan. Deductible refers to the part that should be borne by the insured and not paid by the insurer during the insurance period of this contract.

Specifically, in the policy year, the necessary and reasonable medical expenses paid by the customer within the scope of guarantee responsibility, which accumulated more than 654.38+0 million yuan, will be reimbursed by Sunshine.

The part below 65,438+0,000 can be reimbursed by the unit or other insurance plans insured.

The amount paid by social security personal account and the part reimbursed in other commercial insurance can be included in the deductible, but social security pooling or medical reimbursement at public expense cannot be included in the deductible.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.