On the one hand, Henan implements differentiated housing credit policy and lowers the interest rate of the first home loan, thus reducing the consumption cost of individual housing and alleviating the pressure of buying houses. On the other hand, on the side of 1 building, the risk resolution mechanism of "one line, one class" was implemented to solve these problems point by point, thus prompting a number of unfinished projects to resume work. At the same time, the local government also launched a three-year action to rectify the order of the real estate market, which will promote the optimization and integration of real estate enterprises and the continuous improvement of the real estate system.
I think Henan's policy has played a very good role, and it is also worth learning from other places. Especially when the real estate market is declining, the government must take more control measures to avoid unfinished projects, so as to better protect the rights and interests of these buyers. At present, many citizens are pessimistic about the property market, which leads to a significant decline in housing transactions, and real estate is also related to all aspects of our lives, which will inevitably affect the normal development of the domestic economy.
Local governments should adopt more stimulus policies. First, they should keep house prices within a reasonable range, so that these citizens can afford them. At the same time, they should reduce the pressure of buying houses, so that they can have more money for consumption, thus stimulating the internal circulation of the economy. More importantly, they should let everyone have confidence in the property market, let the property market recover again, protect the rights and interests of buyers and promote the sustainable development of the economy.