No, if the product is still on sale, there is no health notification link in the renewal, and whether the health status changes will not affect the renewal. For more information about "Love Health Million Medical Insurance", please see what I have compiled below ~
Love for health is a million-dollar medical insurance launched by Sunshine Insurance Company. Speaking of millions of medical insurance, you may know something about it. You only need a few hundred dollars a year, and you can easily leverage millions of guarantees, not too cheap! Sounds good, and it's easy to step on the pit.
In order to reduce the risk in into the pit, I have tried my best to sort out some million medical insurance products with super high cost performance, so that you can buy the best protection with the least money, and quickly collect a wave: What are the good medical insurance recommendations? 20 Best-selling Medical Insurance Inventory in 2020
On the other hand, is this product cost-effective? Let's take a look at the product's guarantee content first:
I summed up the following advantages:
1. selectivity and flexibility: this product is divided into personal version and home version, and then divided into the basic version of 1 10,000 and the upgraded version of 3 million.
2. Additional extended proton heavy ion medical expense insurance: After this option is added, the reimbursement amount of proton heavy ion is 100%, which will be great for you!
3. Japan's additional medical care: the amount is the same as the main insurance, but 70% is reimbursed. It is a good thing to have high-end medical choices, which symbolizes more chances of survival.
But I still want to talk about its shortcomings:
1. There is no guarantee for renewal: even if the premium will not be adjusted due to claims or health changes, the product will not be available after it is stopped, which is still not good enough.
2. The special drug service for cancer is not guaranteed: the high medical expenses caused by serious illness and the incidence rate are even more helpless. After a serious illness, I have to take high-priced drugs for a long time, so I have seen many families become poor due to illness, so this is not a small defect.
Space is limited, so I won't say much. You can visit the article link on the right to view the full version of the analysis: