If you want to know whether hepatitis B patients can be insured, you need to look at what insurance you bought first. Wutongjun will analyze item by item according to different types of insurance:
First of all, accident insurance can be purchased, because the coverage of accident insurance is caused by accidental injury, not disease, so it can be purchased whether it is hepatitis B or not. Wutongjun has written about the coverage of accident insurance before, and interested friends can see "What are the compensation for accident insurance?" Which ones don't give money? How to buy accident insurance? "I understand this article.
Secondly, life insurance, whether whole life insurance or term life insurance, can generally be underwritten normally. If you are worried, you can choose products with looser health notification. For example, Rui Tairui and term life insurance mentioned by Wu did not ask about common abnormalities such as nodules and hepatitis B, so they can be directly insured and have no requirements for occupations.
There are also some products, as shown below, which are the health notification clauses of luxury barley term life insurance. Only hepatitis and cirrhosis are mentioned in the clause, so in theory, no matter how big or small, as long as the liver is not inflamed, it can be purchased.
Finally, look at medical insurance and critical illness insurance. The underwriting of these two types of insurance is relatively strict, especially for the insured with past medical history, strict verification and physical examination will be carried out, and relevant information will be required, but we can determine whether we can buy medical insurance and critical illness insurance through the category of hepatitis B.
Hepatitis B is just our general name, which usually includes three positive factors, virus carrying, hepatitis B and so on. The difficulty of hepatitis B underwriting is as follows: only hepatitis B virus is carried.