Mutual assistance can be added by oneself or family members, which can guarantee 99 kinds of serious diseases+malignant tumors+specific rare diseases. The classification of mutual aid includes mutual aid plan for serious illness, mutual aid prevention plan for the elderly and mutual aid prevention plan for patients with chronic diseases.
Mutual insurance is a mutual health insurance service jointly launched by Ant Financial and Mei Xin. Mainly for ant members, it has the characteristics of low threshold, high transparency and mutual assistance. The service was launched on Alipay platform on October 6th, 20 18/kloc-0. Later, it was changed into a network mutual assistance plan, and mutual insurance was upgraded to mutual treasure. On February 28th, 2002112, Mutual Treasure announced that it was scheduled to stop running at 24: 00 on October 28th, 2022. Since the date of the announcement, the existing mutual treasure members will no longer participate in mutual assistance and sharing.
In the case that the insurance has been fully guaranteed, there is no need to join the mutual treasure. However, if you are refused insurance or have insufficient disease protection for some reason and need to supplement it, you need to join Mutual Treasure.
Reasons for closing Mutual Treasure:
1. Driven by the general environment, in recent years, a number of network mutual assistance programs have been announced to be closed, and platforms such as Meituan Mutual Assistance, Shuidi Mutual Assistance and Easy Mutual Assistance have been announced to be closed, indicating that the network mutual assistance environment is getting worse and worse, and that the industry norms are becoming more and more obvious.
2. The popularity is getting lower and lower. At first, many people joined the trend as mutual treasures. After a while, they found it useless to them, and the payment became more and more expensive, so more and more people resigned.
3. Aftershock of the listing failure of Ant Group, Ant Group mentioned in the previous listing letter of intent that if the relevant government departments issue regulations on network mutual assistance, and these regulations put forward higher regulatory requirements for the operation mode and process of Huzhubao, Huzhubao will adjust its operation mode and process within the specified time to meet compliance requirements; If Mutual Treasure fails to meet the compliance requirements for various reasons and it is not suitable for Ant Group to continue to operate as a listed company, Ant Group will divest its mutual treasure business. At that time, many people questioned mutual treasure. As the listing of Ant Group is stopped, Mutual Treasure will be affected to some extent.