How much is the down payment for buying a house in Chengdu?
For the first time, households in Chengdu purchase ordinary self-occupied houses with a minimum down payment of 30%. Residents who own a house in Chengdu and the corresponding purchase restriction loan is not settled: in the 1 1 housing purchase restriction area, the minimum down payment ratio is not less than 60%. The minimum down payment ratio in Chengdu area of Tianfu New District is not less than 70%, and the longest loan period is not more than 25 years; The minimum down payment ratio of other non-restricted areas is not less than 40%.
Chengdu housing provident fund is mainly divided into municipal provident fund and provincial provident fund. Among them, Chengdu Provident Fund has a minimum down payment of 30%, and Sichuan Provident Fund has a minimum down payment of 20%. Friends who pay the provident fund in Sichuan Province are obviously cheap. Individuals buying non-residential houses in Chengdu, the minimum down payment ratio of commercial loans is 50%, and the provident fund cannot be used for loans. Of course, if your economic budget is sufficient, you can decide how much down payment to pay.
Why doesn't the house price in Chengdu fall?
1, the top management shouted that the new policy of destocking is coming again?
165438+1October 10, the 11th meeting of the central financial and economic leading group was held, and it was proposed to dissolve the real estate inventory and promote the sustained and healthy development of real estate. The meeting clarified the direction of real estate destocking, and a new round of easing policies for destocking will be introduced for the second time. For developers, since there is policy support, house prices will certainly not fall so easily.
There is still a great demand for houses in Chengdu.
Chengdu is currently in rapid development, and more and more people are willing to stay in Chengdu to work and live, so there will be a lot of housing demand. The rent of houses in Chengdu is soaring now, and even houses in good locations can't be rented. Of course, the price of new houses in Chengdu will not be low, and of course it will not fall.
3, the land price is getting more and more expensive, and the house price has been sold at the land price. Can you reduce it?
When buyers are shouting that house prices are too expensive, developers are also helpless because land prices have been rising. After all, development is also about making money. In the context of high cost, house prices are not so easy to fall. Even some developers' houses are not easy to sell, and they began to sell houses at land prices, keeping profits to a minimum.
What I said above is how much is the down payment for a house in Chengdu, and why the house price in Chengdu does not fall. Chengdu is a relatively developed city. If you want to buy a house in Chengdu, you need to carefully consider the house price in Chengdu, because the down payment of the house price in Chengdu is relatively high. Although the pressure of buying a house is relatively small, the time limit for repaying the mortgage is relatively long, so buying a house is a relatively big matter and needs careful consideration.