One-year critical illness health insurance is not a reimbursement product, so the actual hospitalization expenses incurred by the insured will not be reimbursed. One-year critical illness health insurance can provide 65,438+000 critical illness and 50 mild illness (optional) as agreed in the contract. If the insured suffers from a contracted disease and meets the conditions for claim settlement, he can get a one-time claim for insurance money.
Health and welfare critical illness insurance is covered by Cathay Property Insurance for one year, with a waiting period of 90 days, but there is no waiting period for serious illness and renewal caused by accidental injuries.