Hello! Everyone needs the care of insurance. Children have weak resistance, poor immunity and high chance of getting sick, and they need the protection of health insurance. Can depressed children buy health insurance? It is recommended that you inform the insurance company before you take out insurance, and the insurance company will decide whether to take out insurance.
What is the most cost-effective way to buy children's health insurance?
1. Choose the insurance order: adults first, children later. In a family, parents are the mainstay of the family economy. Only by ensuring parents' health and stable economic income can children be guaranteed.
2. Payment period: not too long. The payment period for parents to buy insurance products for their children can be concentrated before the children are underage. When he grows up, he can choose the insurance that suits him.
3. Guarantee period: it can be longer. Buy insurance for children, and the insurance period should be at the age of graduating from college.
4. If the child is insured with death as the compensation condition (such as term life insurance and accident insurance), the accumulated insurance amount shall not exceed 654.38+10,000 yuan, because the excess amount will be invalid even if the premium is paid.
A reasonable and scientific plan for children's health insurance is a great wealth for children themselves and their families. Abide by the insurance principle, provide a platform for children's health insurance and draw a beautiful blueprint for children's future.