1, the sooner you buy, the better.
You are insured by commercial health insurance, so it is recommended to plan ahead, because the earlier the general commercial health insurance products are insured, the cheaper the price, such as critical illness insurance; In addition, the insured can get insurance protection earlier, so the earlier the insurance products are insured, the better, and protect your healthy life in all directions.
The shorter the waiting time, the better.
The waiting period of different health insurance is different, in which critical illness insurance is often 180 days or 90 days, while medical insurance is generally 30 days; Cancer insurance generally ranges from 60 days to 30 days. The insured needs to be clear that the insurance company will make claims only after the waiting period, and the insurance company will not pay during the waiting period, so the shorter the waiting period of insurance products, the better. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China
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3. Warranty renewal is a priority.
When insuring commercial health insurance products and one-year insurance products, we should pay attention to the renewal clauses, such as one-year critical illness insurance and medical insurance. Otherwise, the problem of protection interruption is easy to occur in the later stage. Generally, one-year commercial health insurance is guaranteed, and the insurance products that are renewed are given priority to solve the worries. What are the good recommendations for critical illness insurance? I just sorted out the relevant content, hoping to help you: the latest list! Top critical illness insurance list of national insurance companies!
4, pay attention to eliminate responsibility
When applying for commercial health insurance, besides the insurance liability, it is also necessary to pay attention to the exemption clause, because if the insured is in danger, the insurance company will not claim compensation, so when applying for insurance, it is necessary to be aware of it to prevent disputes in later claims.
Bao Ge Tip: How to buy commercial health insurance? The sooner you buy it, the shorter the waiting period, the better. Give priority to renewal and pay attention to exclusion. When you plan commercial health insurance, it is suggested to consider it from multiple dimensions, so as to formulate a commercial health insurance that suits you and protect your future health.