Healthy and Carefree Youth C is a critical illness insurance produced by new china life insurance co Co., Ltd., the full name of which is Healthy and Carefree Youth Critical illness insurance C. The minimum amount is 50,000, and the insurance period is for life, that is, the insured can enjoy the protection for life from the date of insurance. The payment period of insurance can be divided into three different ways: 5 years, 10 years and 20 years. Only/kloc-teenagers under 0/8 can be insured.
In the scope of protection, healthy and worry-free teenager C will cover 15 kinds of mild diseases and 60 kinds of serious diseases. Pay in advance for minor illness, and pay 20% of the insured amount, and the total insured amount will not be affected. In case of serious illness, as long as it is diagnosed and within the scope of the contract, you can get full insurance coverage. During the whole guarantee period, if the insured dies, whether it is an accident or an illness, he can get full compensation.
There is also an exemption function that has to be mentioned. During the whole payment period, if the insured dies or is totally disabled, the subsequent premium can be exempted. In other words, the insurance company regards this policy as paid in full, and the protection for the insured will not change.
We should also remind you that there will be an observation period of 180 days from the date of underwriting. /kloc-if any disease is found within 0/80 days, the insurance company will not be responsible for it, so as to prevent the occurrence of insurance or fraudulent insurance.