I. Main functions
1, support Yu 'ebao, and check the wealth management income at any time;
2. Support various scene relationships to make group chat and group payment more convenient;
3. Provide local living services and enjoy discounts when paying the bill;
4. Establish family account for parents of children;
5. Inquire about Taobao bills, account balances and logistics information anytime and anywhere;
6. Free inter-bank transfer in different places, credit card repayment, and recharge to pay water and electricity bills;
7. Intelligent reminder of credit card return, payment, payment, phone bill and card voucher information;
8. Walk and donate, support access to iPhone health data, walk and interact with friends, and participate in public welfare.
9, ANT FOREST, through a specific way to obtain energy, energy can be cultivated into a tree, after cultivation, you can plant a solid tree in a certain area of reality.
Second, use
To use Alipay payment service, you need to register an Alipay account, which can be divided into "personal account" and "enterprise account". You can register in Alipay official website or Alipay Wallet.
Third, authentication.
Users need real-name authentication when using payment services, which is a requirement put forward by regulators such as the central bank. After real-name authentication, they can open a shop in Taobao, add more payment services, and more importantly, help improve the security of their accounts. Real-name authentication needs to verify both member information and bank account information. From July 1 2006, the balance payment and transfer functions of users with imperfect real-name authentication will be restricted.
Personal payment accounts are divided into three categories, with different functions, quotas and information authentication standards. Among them, Class I accounts only need an external channel to authenticate customer identity information, such as online verification of resident identity card information, and the corresponding payment limit is only 1 000 yuan since the account was opened. This kind of account balance can be used for consumption and transfer, which is mainly suitable for customers to make small and temporary payments. Class II and Class III account customers have higher real-name authentication intensity, and their identity information is verified through at least 3 and 5 external channels respectively. Among them, the payment limit for the balance of Class II account is 654.38+10,000 yuan per year. The payment limit for the balance of the third-level account is 200,000 yuan per year.