Presumably, as parents, they are worried when their children have headaches and brain fever, so it is necessary to buy insurance for their babies.
(1) Children's own situation. When children grow up, their physical fitness is relatively weak. Buying insurance can not only give children a guarantee, but also give families a guarantee under special circumstances.
(2) The premium is low. The less the premium for children under age, the younger the children are, and the more affordable it is to buy insurance.
(3) At the same time, buying insurance for children is actually a reasonable distribution of family property.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.