What is the appropriate amount of health insurance coverage?

According to different standards, there are different types of health insurance. According to the different security items, health insurance can be divided into four types: medical insurance, sickness insurance, disability insurance and nursing insurance. According to different payment methods, health insurance can be divided into three types: expense insurance, subsidized insurance and providing service-oriented products. The following is the recommended coverage of critical illness insurance and medical insurance:

1. Critical illness insurance: the recommended coverage is more than 500,000. Living standard, treatment plan and medication will all affect the cost of treating serious diseases. Generally speaking, the coverage of more than 500,000 is more reliable.

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2. Medical insurance: the recommended insurance coverage is more than 1 10,000. The medical insurance coverage of several million is somewhat inflated, and ordinary hospitalization can't spend that much money. Medical insurance with coverage 1 10,000 and deductible 1 10,000 is more suitable for consumers to buy.

The rate of health insurance is in direct proportion to the age of the insured. Consumers who want to configure health insurance should do so as soon as possible. If you are not clear about buying insurance, you can consult Mintebao, the quality sales consultant of YEATION. Through the professional consultation and customized service of 1 to 1, we can help the new generation families to easily solve all insurance problems and provide customers with one-on-one claims agency services such as data collection, progress tracking and claims verification. "heavy! New definition of critical illness ranking announced! The first place is it! 》