In some places in Zhengzhou, Henan Province, the health code was affixed with red team. Only to find that some existing banks have been struck by lightning. Many ordinary people put their money in the bank, but the bank can't give it back to ordinary people. People want to go to Zhengzhou to withdraw money from other banks. As a result, their trip codes were wrong and their freedom of movement was deprived.
Generally speaking, if you want to deposit your money in the bank now, it is more reliable to deposit it in the four major state-owned banks. It is not that other small and medium-sized banks are not supported, but that the deposits of small and medium-sized banks should be appropriately reduced and there should be a safety line.
Now banks have come up with various tricks to attract customers. For example, when I was at work, I found that my salary card was changed to a bank after a while. Mainly because the superior leaders said that in order for banks to lend to enterprises, they should also agree to the conditions of some banks, that is, employees' wages should be paid with the cards of this bank. So send a card after a while, and send a card after a while. Some banks are relatively large, but some banks are also relatively small.
We say that eggs should not be put in one basket, so in addition to depositing the first part in several major state-owned banks, we should also buy some houses, stocks, funds and the like, and even buy some invention patents and intellectual property rights, or create some intellectual property rights to spread our income. In this case, although there are thunderstorms in the bank, all the money will not be invested, and the later life will be very difficult.
Don't listen to the wind as rain, and don't generalize. It is still safe to deposit money in the four major domestic banks, and there are some particularly large joint-stock banks, so the risk will not be too great. But remember, don't be tempted by high interest rates. Even if someone inside the bank recommends you to do it, you should ask more questions and check more carefully.
Since China began financial reform, allowing more private capital to participate in the banking system will certainly be accompanied by certain risks. Therefore, as ordinary people, we must not covet petty advantages and increase the risk of our own financial losses.