"Love Health Million Medical Insurance" is a one-year consumer insurance product. If there is no insurance accident at the expiration of the insurance period, the premium will not be refunded. It seems that you don't know much about this product, so I'll introduce it in detail here ~
Generally speaking, it is recommended to buy medical insurance before buying commercial medical insurance. Medical insurance is the most basic guarantee. Not only is it cheap, but the requirements for insurance are also very low. Basically anyone can buy it. Commercial medical insurance is a supplement to medical insurance, including some items beyond the scope of medical insurance reimbursement, such as imported drugs, high-end treatment fees, inspection fees and so on.
There are many kinds of medical insurance, among which millions of medical insurance, hospitalization medical insurance and cancer prevention medical insurance are common.
Let's talk about these three functions:
1, millions of medical insurance
The vast majority of people are suitable for buying millions of medical insurance, which is not only cheap, but also has a high reimbursement amount, and there is no limit on disease reimbursement. The premium is several hundred dollars a year, but you can get millions of reimbursement, which is really worth it. Moreover, the content of millions of medical insurance is also very comprehensive, including bed fee, nursing fee, operation fee, medicine fee, material fee and so on. , can be reimbursed.
First of all, a brief analysis of several popular millions of medical insurance in the market:
Combine the pictures and you will know.
(1) Good medical insurance: Its biggest highlight is the 6-year renewal guarantee, which is unmatched by many products. In these six years, the insurance company can let you continue to insure, whether it is claims, poor health or suspension of insurance products.
(2) Enjoy E-health: increase postoperative home care, special medical services for cancer, and increase the option of family deductible.
(3) Micro-medical insurance: Compared with the other two models, this model increases the value-added services of the second international clinic.
From the above analysis, we can know that each product has its own characteristics. It is recommended that you choose according to your own needs when purchasing.
In addition to the three models mentioned here, there are many millions of medical insurance products worth buying. Friends in need can click on the original text to see: What are the good medical insurance recommendations? 20 Best-selling Medical Insurance Inventory in 2020
2. Hospitalization medical insurance
The characteristics of hospitalization medical insurance are low deductible and minimum living allowance. This kind of insurance is mainly used for outpatient reimbursement, which is more suitable for babies under 5 years old or the elderly. Because children and the elderly have weak resistance, it is easy to get some minor problems. Relatively speaking, it is more useful to buy this insurance.
3. Cancer medical insurance
Because most hospitalization medical insurance and millions of medical insurance are limited to 0-65 years old, the elderly can not be insured, but can be insured against cancer.
Anti-cancer medical insurance only targets cancer-related content. The health information of this insurance is relatively loose, and the elderly can also take out insurance. This model is more suitable for those who have minor faults or are older.
This price is greatly influenced by physical fitness and age. Here are some cheap and high-quality anti-cancer medical insurance for your reference and collection when necessary: What good medical insurance are recommended? 20 Best-selling Medical Insurance Inventory in 2020