Let's take a look at the protection content map of this product first:
As can be seen from the figure, Taikang Lexiang Health 2023 (Adult Edition) only supports 18-70-year-old adults to apply for insurance, with a lifetime guarantee period and a waiting period of 180 days. Moreover, the coverage covers serious illness, minor illness, premium exemption, terminal illness insurance and high disability/death insurance, which is relatively comprehensive.
Moreover, Taikang Lexiang Health 2023 (Adult Edition) has many choices and flexible payment periods. In addition to supporting wholesale payment, it also supports 3/5/10/15/20/25/30 years payment, which can meet the budget needs of different groups. If you don't know how to choose the payment period, I suggest reading this article: How to choose the payment period without losing money?
However, it should be noted that Taikang Enjoy Health 2023 (adult version) only pays 50% for China's disease, while some serious illness insurance on the market can reach 60%. In contrast, it is 10% less. Although it may not seem like a lot, it will be a lot if the insurance coverage is more. I suggest you compare other critical illness insurance products on the market and do it again.
Want to know the detailed evaluation content of this product, you can take a look at this article: Taikang enjoys health in critical illness insurance 2023 (adult version)! Look at it before you buy it.
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