What does sub-health of credit mean?

It refers to the bad use of loans and credit cards in the process of use, such as cashing out and overdue. When these bad use records are uploaded to the credit information, personal credit will be affected, leading to sub-health of credit.

Now, in addition to bank credit cards and loans, many online loans are also on credit. If you don't have good common sense of borrowing before, it will easily lead to sub-health of credit.

It will be more difficult for people with sub-healthy credit to apply for loans and credit cards, and the possibility of rejection will increase. Therefore, when using loans and credit cards, you must repay them on time and don't violate the rules. In addition, you need regular physical examination and check your credit report to keep your credit healthy.

Extended data:

Provincial sub-health shows that the applicant's credit does not meet the provincial loan evaluation criteria and cannot apply for a loan.

Because the audit of provincial loans is evaluated in real time, if the credit is sub-healthy, the possible reasons are: the recent use of provincial loans is overdue, or many other small loans have been applied for, and the debt is too large.

If you can't apply for saving loans because of sub-health, it is recommended to reapply after one month. If you still can't pass, you can try another loan platform.