Senior sister is also here to send you a wave of benefits to help you supplement your insurance knowledge: Chaoquan, everything you want to know about insurance is here.
In the following time, Xue Jie will briefly introduce how to buy health insurance for everyone.
Health insurance refers to the insurance that insurance companies pay insurance money for losses caused by health reasons through sickness insurance, medical insurance, disability income loss insurance and nursing insurance. Pay attention to the following points when insuring:
1. Select the insured amount according to the demand and ability.
Many people buy health insurance, or the insurance coverage is too high, or they buy a bunch of repeated health insurance in a muddle. Be sure to choose insurance according to your actual needs and don't buy it blindly.
For example, just buy more critical illness insurance. If the budget is sufficient, you can make the insurance amount higher and give yourself greater protection. However, if it is the same type of medical insurance, it is of little significance to buy more copies. Under normal circumstances, the same medical expenses cannot be reimbursed repeatedly. Of course, senior sister also suggested that the four major types of insurance, namely, critical illness insurance, medical insurance, accident insurance and life insurance, should be fully equipped.
If you want to know more about the functions of these types of insurance, you can read this article directly: What is the difference between critical illness insurance, medical insurance, accident insurance and life insurance? Will there be conflicts when making claims?
2. Buy health insurance as soon as possible.
Life is impermanent, and we don't know when diseases and accidents will come. If you wait until you are sick before buying, there are usually few or no products to choose from. Therefore, it is early to buy health insurance.
3. Do a good job of health notification
When buying health insurance, there is usually a health notice. We need to tell the truth and never hide our medical history. If you don't tell the truth, you may refuse to pay compensation after the accident and the premium will not be refunded.
In order to help everyone insure smoothly, Senior Sister summed up some tips on health notification, and suggested collecting them: What tips are there for health notification when insuring?
Hope to adopt
The same number on the whole network: Xueba said insurance, welcome to search.