Reason two: on average, one person gets cancer every 30 seconds; One person suffers from diabetes every 30 seconds on average; On average, every 30 seconds, at least one person dies of cardiovascular and cerebrovascular diseases.
Reason for purchase 3: Healthy big data, various diseases are younger, and 22% of middle-aged people in China die of cardiovascular and cerebrovascular diseases; Seven adults are in danger of karoshi; The proportion of white-collar sub-health is as high as 76%; Young and middle-aged women are prone to gynecological, cardiovascular and cerebrovascular diseases; Young and middle-aged men face problems such as sudden death, overwork and cancer; The prevalence of chronic diseases has reached 20%, and the number of deaths has accounted for 83% of the total number of deaths; China's waistline will grow at the fastest speed in the world!
Reason 4: At present, the proportion of white-collar workers in big cities in China is as high as 76%, the proportion of overworked white-collar workers is close to 60%, and the proportion of healthy people in the real sense is less than 3%. 3 1-60 years old has become the age group with high incidence of serious diseases, in which the incidence of myocardial infarction, malignant tumor and stroke has increased year by year, and the incidence population has shown a trend of youthfulness. Women are more prone to gynecological, cardiovascular and cerebrovascular diseases; Men face sudden death, karoshi, cancer and other problems!
Reason 5: The number of obese people will reach 325 million, which will double in the next 20 years. As long as the waist circumference increases by one inch (2.54 cm), blood vessels will grow by four miles and the risk of cancer will increase eight times.
Reason 6: The talent development report of China Academy of Social Sciences shows that 70% of adults are in danger of karoshi. If China intellectuals don't pay attention to adjust their sub-health status, in the near future, three-thirds of these people will suffer from cardiovascular and cerebrovascular diseases in two dead!
Reason 7: China spends 300 billion yuan on treating cardiovascular and cerebrovascular diseases every year. In 2005-20 15, the productivity loss caused by diseases in China will cause economic loss of 550 billion dollars to China. The direct economic loss of hepatitis in China reached 360 billion yuan.
Reason 8: Medical statistics show that the probability of a person suffering from major diseases in his life is 72.8%. In 20 15 years, there were about 4.292 million new cases of invasive cancer in China, which was equivalent to nearly120,000 new cases of cancer every day. In 20 15 years, about 28 14 thousand people died of cancer in China, which is equivalent to more than 7,500 people dying of cancer every day.
Reason 9: In the face of diseases, people pay a high medical cost! In the past 20 years, China's medical expenses have increased by 28 times, with an annual growth rate of 143%! Cancer accounts for 60% of personal medical expenses!
Reason for purchase: 10: Are you ready for 300,000 yuan in case of serious illness tomorrow? General cancer, that is, malignant tumor, is 300,000-500,000 (not counting the cost of later convalescence).
Reason for purchase: 1 1:20 15 years, the compensation amount of China Life Insurance Shenzhen Branch reached 652 million yuan, of which the compensation amount of major diseases and various medical insurances reached more than 90% of the total compensation amount. The amount of compensation for malignant tumors reached1.1.200 million yuan, accounting for about 85% of the compensation for major diseases!
Reasons for purchase 12: The price comparison research report of 23 anticancer drugs in several major countries around the world was released. The price of anticancer drugs in China ranks second, and patients need to spend more than 3 times of their monthly income on anticancer drugs on average.
Reason for purchase: 13: Gleevec is a very effective molecular targeted drug for gastrointestinal stromal tumors and leukemia. In the past, the average survival time of patients with chronic myeloid leukemia was only 3~5 years, but Gleevec improved the survival time of patients to 10~ 15 years, or even longer. Its price has been 23,500 yuan/box, a box for a month, more than 280,000 a year.
Reason for purchase: 14: The treatment of head and neck squamous cell carcinoma and colorectal cancer costs 60,000-80,000 yuan a month, which is also very expensive. "There are also some drugs that can improve the cure rate, including Gleevec (adjuvant treatment of gastrointestinal stromal tumors), Herceptin (adjuvant treatment of breast cancer) and Rituximab (treatment of B-cell lymphoma).
Reason for purchase: 15: High rehabilitation cost. It costs 200 thousand to recover. One-third of the cost of treating major diseases is direct and two-thirds is indirect. During this period of serious illness treatment, someone needs to take care of it, and nutrition should keep up. At this time, nursing expenses and living expenses are very high. Don't believe it? As we all know, it is very useful for tumor patients to resume eating Cordyceps sinensis after operation. What is the price? 65438+ 2,000 yuan per catty. Can you eat one catty for one year or five years? Besides, the labor cost of nursing, the nursing staff in the hospital is around 200 yuan every day, and 5,000 yuan/month for a better nanny is not high, is it? Five years, how much will it cost? This part of the expenses cannot be reimbursed by social security.
Reasons for purchase: According to the Voice of China News Night, the 20 15 China Tumor Statistics compiled by Academician He Jie, deputy director of the National Cancer Center, and Chen Wanqing, director of the National Cancer Registry, shows that there were 4.3 million new tumor cases in China in 20 15, ranking first in the world, and lung cancer was the first cause of tumor death.
Reason for purchase: 17: What's terrible about cancer? The cost of surgery is high! Good treatment should be at least 400 thousand. This must be the first money we can think of. How much is appropriate? 65438+ million, 200,000? Professional doctors suggest that in order to receive better treatment, it is more appropriate to prepare 300,000-500,000 yuan for this part of the cost; Social security can be partially reimbursed, but it can never be completely expected. According to the statistics of Beishangguang Cancer Hospital, the actual social security reimbursement rate for cancer treatment is only about 20%. If you go abroad for medical treatment, social security will be completely hopeless.
Reasons for purchase: 18: According to the cancer report of the World Health Organization, the tumor of13 can be prevented; 1/3the tumor can be cured by early detection, diagnosis and treatment. 1/3 tumor can relieve pain, prolong life and improve the quality of life of patients through treatment.
Reasons for purchase: 19: The following reasons tell you that you should buy insurance immediately when you are 30-40 years old: 1 20 14. The amount of China Life's serious illness claims in Shenzhen is as high as1.1600 million yuan, and the malignant tumor (cancer) claims are 80 million yuan. 2. In terms of the age distribution of claims, 69% are aged 30 -50, and about 78 million have been paid; 3. According to the underwriting rules of the company, you can buy health insurance for severe illness before the age of 30-40, and you don't need a medical examination. After the age of 40, the amount of exemption from inspection has been greatly reduced;
Reason 20: One person has cancer and the whole family is unhappy-1. The patient was repeatedly tossed by radiotherapy and chemotherapy in the hospital, and finally he was tortured into a human form; 2. The family members tried to raise all possible expenses outside the hospital and were cornered. 3. Others are not relatives and have no obligation to help you; 4, social security is a drop in the bucket, unable to help you.
Reasons for buying 2 1: Talking about cancer discoloration is almost everyone's general attitude when facing this bad news. Why is cancer so terrible? Because a paper diagnosis not only shattered the hope of life, but also became the inhalation of money!
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.