Cancer patients can't buy serious illness insurance such as cancer prevention for themselves, but they can buy other types of insurance, such as accident insurance and financial insurance without health protection. Because insurance is different from other commodities, it is often difficult to have it immediately when needed, so once cancer patients are diagnosed, they can no longer continue to apply for anti-cancer health insurance. What insurance can cancer patients buy?
1. Accident insurance, which can mainly improve the personal accident protection of the insured. This kind of insurance premium is not high, but the amount of accidental death and disability insurance provided is often as high as several hundred thousand yuan. It is recommended that cancer patients give priority.
2. Financial insurance without health insurance, such as dividend-paying old-age insurance, can be purchased after cancer patients recover to improve the old-age security in the future. Although the insurance that cancer patients can buy is limited to some extent, it is obviously better to be insured than not to be insured. Raising fish and buying insurance is not only a great choice, but also a guarantee for later claims service. The coverage of the annual comprehensive protection plan of Auspicious Life includes: * accidental death/disability insurance 200,000 yuan * accidental injury medical treatment 20,000 yuan (100 free of compensation, 80% compensation) * additional airplane accidental injury 600,000 yuan, etc.
The total compensation for common accidents is as low as 234 yuan. Huixuan-Taiping Shi Sheng Comprehensive Accident Insurance (Diamond Plan) covers: * ordinary injury 200,000 yuan * accidental medical treatment 50,000 yuan * accidental hospitalization allowance as low as 328 yuan.