1, with different names:
Personal account balance and health account balance have different names and accounts, and the sum of them is the real amount of social security card.
2, the scope of use is different:
The balance of health accounts is widely used, and pharmacies can also buy medicines; Personal account balance has a narrow scope of use and can only be used in hospital outpatient or hospitalization.
3. The flexibility of use is different:
Although the balance of health accounts can be used in pharmacies and hospitals at critical moments, the balance of personal accounts does not have this flexibility, and it will be wasted if it is not used up in hospitals.
4. Payment amount is different:
The distribution of personal account balance and health account balance is different because of different social security regulations in different places, and the number of personal account balances is more.
5. Different definitions:
Health account refers to a comprehensive health sub-account, that is, a fund account set aside from the actual balance of the insured's personal medical account for comprehensive health protection among himself, his parents, children and his spouse.
Personal accounts correspond to social pooling. The mode is to put all the collected pension insurance premiums into personal accounts, and when workers enter old age, lose their ability to work and leave the labor market, they will receive their own pensions according to the accumulated amount in personal accounts.
Legal basis: Article 23 of the Social Insurance Law of People's Republic of China (PRC).
Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.