1. Travel insurance in the United States
Note: it is necessary for non-American citizens in the United States to buy insurance for parents who come to visit relatives in the United States.
Travel insurance can be divided into two categories:
Fixed protection plan/periodic benefit plan: This kind of insurance is relatively cheap, and generally there is an upper limit of protection (the maximum limit of protection per policy period or the maximum limit of each accident), and there is also an upper limit for each service.
Moreover, such people usually do not cover pre-existing diseases, such as diabetes and heart disease. How to define whether it is a pre-existing disease is generally reported to the insurance company by the doctor after seeing the disease. Insurance companies also have their own doctors to evaluate.
Comprehensive protection plan: the price is a bit expensive, but after you pay the deductible and co-insurance, the insurance company will be responsible for the rest until the benefits are maximized. Generally, if you spend 10 thousand yuan, you will be glad of your choice.
2. Travel insurance for domestic companies
Domestic insurance companies have overseas accident insurance and medical insurance, which are generally suitable for short-term family visits. There are also cheaper travel insurance, including medical care and some translation services. Some can pay the premium by the number of days, usually online. All the big insurance companies in China have them. However, the premium is generally much cheaper than buying it in America.
3 apply for medical appraisal
Many people don't know this, because in my impression, Medi-Cal is also called white card, which is aimed at low-income California green card residents over 65 years old, but in fact Medi-Cal has a special situation, which is specifically aimed at er fees. But also need to have a residence, no high deposits and fixed assets, no income or low income, parents over 65 years old.
Simple application process:
1. Preparation materials: passport for the elderly, I-94: online printing, letters (proving that the elderly have a residence)
2. Go to the social service agency, fill in the form (a form can be applied by both parents at the same time), take the number, submit the application form, and interview (basically check the contents of the application form).
3. Go to the Social Security Office to apply for medical insurance, which is only part of the process. Application or not will not affect Medi-Cal's application.
We returned the rejected form to the social service agency, and the rest was waiting for the result at home.