The difference between health insurance and life insurance
Generally speaking, health insurance is based on the body of the insured, and life insurance is based on the life span of the insured. Both health insurance and life insurance belong to life insurance, and both have the general characteristics of life insurance, such as honesty, commitment, service and compensation. However, health insurance takes people's health as the insurance object, and the insurance company guarantees that the insured will be compensated for medical expenses and income losses caused by illness or accidental injury. How about China Life? I just sorted out the relevant contents, hoping to help you: How about China Life? Do you have any insurance recommendations?
1. Life insurance takes the life span of the insured as the insurance object and the survival and death of the insured as the payment conditions.
2. Health insurance emphasizes compensation for medical expenses or income loss;
3, and life insurance is intended to provide financial security for families and individuals because of life changes.
4. The beneficiary of health insurance is the insured himself;
5. The beneficiary of life insurance can be other people designated by the insured.
6. It can be understood that health insurance compensates for the present and life insurance guarantees the future.
After introducing the above differences between health insurance and life insurance, do you know more about insurance? If it is difficult for you to choose which kind of insurance is good when choosing health insurance or life insurance, here I will introduce you to the C-type insurance for serious illness recently enjoyed by China Merchants Cigna, because health insurance is based on the health of the insured, and insurance accidents refer to diseases and accidental injuries, not death. General life insurance has a fixed life table to check, and the health insurance rate is low and the guarantee is high.
The above details the knowledge about health insurance and life insurance and some product introductions. Comparing the two, you can easily find the difference between life insurance and health insurance, and the coverage of health insurance and life insurance is also different. When applying for insurance, the insured can choose suitable insurance products according to their own health status and family economic actual situation.