Quitting mutual insurance is relatively simple. The specific steps are to enter the Alipay interface, then search for Mutual Treasure, enter the interface, find "My Customer Service" below, and click Enter; Then after entering the "My Customer Service" interface, in the middle of the whole interface, we can see that the last option is "Exit". We click "Quit", then click "Quit Mutual Insurance at Any Time", and select the reason for quitting, then we can quit Mutual Insurance. It should be noted that if you don't publicize the case when you quit, you don't need to bear the shared expenses. If yes, you need to pay the current fee.
Mutual insurance should be legal. If it is illegal, the state has banned the existence of such companies. However, the CIRC has not made clear policy requirements for the network mutual insurance platform, because they are also waiting for exploration. After all, the network mutual insurance platform is very mature abroad, but it is still a new industry in China and needs to be explored.
What are the conditions for mutual treasure to join?
The conditions for mutual participation are relatively relaxed. As long as your sesame score is above 650, you are under 59 and meet the health requirements, you can join for free. Mutual treasure was upgraded on 20 18. After the upgrade, the upper limit of sharing fee is set, the management fee is also reduced, and the group forming condition is cancelled, which is more beneficial to users. However, the nature of the product has changed, and it is no longer insurance, that is to say, it is not regulated by the China Insurance Regulatory Commission, and there will be no insurance protection fund.
To join the mutual aid program for serious illness, you need to be born 30 days to 59 years old, which is in line with the health notice. If it does not meet the health notice, such as suffering from three highs, cardiovascular disease, brain disease, kidney disease and so on. , you can consider joining the mutual aid program for patients with chronic diseases. Patients with chronic diseases such as "three highs" and diabetes can join the program, but you also need to be informed by health, otherwise you can't join. In addition, elderly people aged 60 to 70 can join the anti-cancer program, and patients with three high and cardiovascular diseases can also join, but health information should also be given.
Operating environment: Huawei nova4 2.0.0. 195.
Alipay APP version is 10.2.36.8000.