1. China life insurance company, referred to as life insurance, is a national life insurance company established by the People's Insurance Company of China with the approval of the Insurance Regulatory Commission of the State Council and China. China People's Insurance Company, headquartered in Beijing, is a central financial enterprise with a registered liability of 42.42 billion yuan. It owns more than 10 professional subsidiaries such as PICC Property Insurance, PICC Life Insurance, PICC Health Insurance, PICC Pension, PICC Assets and PICC Financial Services.
2. Comprehensive risk rating: Generally, the comprehensive risk rating is divided into four grades: A, B, C and D, and the comprehensive risk rating of China Life Insurance, which meets the banking regulatory standards, is Grade A..
3. Service level: The service level is divided into AAA, AA, A, BBB, BB, B, CCC, CC, C and D from high to low, and China Life is rated as BBB, which meets the banking supervision standards.
4. Solvency: mainly depends on the core solvency adequacy ratio and comprehensive solvency adequacy ratio. Qualified insurance companies must meet the following requirements: core solvency adequacy ratio >; 50%, comprehensive solvency adequacy ratio > 100%. The solvency of China People's Life Insurance Company is 24.4% and 2 1 1%, which meets the requirements of CBRC.