I bought health insurance in China, which costs 3460 yuan a year for 20 years and 69200 yuan for 20 years. Is it worth it? I

Cost-effective, 3460 yuan a year. At the beginning of this year, you only paid 3460 yuan. However, your health insurance has a guarantee of 6,543,800 yuan. A six-month waiting period. Since the seventh month, you have been protected by $654.38 million. If you live a healthy life and don't get sick, your family can get back 65438+ 10,000 yuan after one hundred years. Is this not good? You don't pay this 3460 yuan. If you are seriously ill after 7 months, who will lend you 654.38+10,000 yuan? So it's a good deal.