So for women, do you need to buy insurance? What should I pay attention to when buying insurance? Senior, let me tell you!
Before we begin, Senior Sister recommends the inventory articles we have done before:
The list of products that can be insured against women's diseases is freshly released! 》
1. What are the common female diseases?
Before senior sister formally introduces how to insure against common diseases of women, we must first know what common diseases of women are. Senior adjusted for everyone:
If you suffer from these diseases, how to ensure the smooth progress of insurance? What kind of insurance is suitable? Here, senior sister recommends several kinds of critical illness insurance suitable for women, and briefly introduces the protection content and recommendation reasons.
Second, recommend insurance products suitable for women
We know that women's illness has little impact on accident insurance and life insurance, and many products can be insured smoothly.
If you want to insure critical illness insurance and medical insurance, if women suffer from diseases, they will generally "hit a wall everywhere." In this environment, are there any insurance products suitable for buying? Then the senior recommended several models to everyone.
1, pink guardian breast cancer recurrence and metastasis disease insurance
Guarantee content: breast cancer recurrence+metastasis guarantee
Highlight: It is right for a female friend with breast cancer to buy it. Patients with stage 0-2 breast cancer can be insured after diagnosis, with a maximum of 3 copies and a maximum payment of 300,000. Guarantee in place!
The guarantee period can be up to 5 years, and there is no waiting period. You can enjoy the guarantee immediately, and you don't have to worry about serious illness protection for a long time.
Senior has written a detailed evaluation on Pink Guardian, so I won't go into details here. Friends with ideas can poke the following links:
Is it worth buying Taibao powder to protect breast cancer recurrence risk? An analysis! 》
2.JD.COM Allianz female specific critical illness insurance.
Protection content: female specific serious illness+accidental death and disability
Recommended reason: 8 kinds of women with high incidence and serious diseases such as cervical cancer and breast cancer are guaranteed. The maximum compensation is 250,000, which is strong evidence for adequate protection.
Moreover, the death and disability protection is as high as 25,000 yuan, and the scale of protection is large.
3. Darwin Yi Core Edition 202 1
Coverage: mild+moderate+severe+death/total disability
Highlight: Darwin Easy Core Edition 202 1 has obvious highlights, and it has relaxed underwriting for various female diseases and postpartum depression.
Even if you have had female diseases such as breast cancer and ovarian cancer, or if you are unfortunately depressed and have abnormal health during pregnancy, the chances of successful insurance are still relatively high.
Darwin Easy Core Edition 202 1 has a good guarantee. Minor ailments are well compensated. If the female friend has not chosen a good critical illness insurance product, this is a good choice.
4. Versailles plus
Coverage: mild illness+moderate illness+serious illness+malignant tumor-severe triple compensation+total disability/death protection
Highlight: For female diseases, the underwriting conditions are relatively relaxed. Whether it is the three high symptoms related to pregnancy or gynecological abnormalities such as breast nodules common to women, they will not ask!
For women with some minor physical problems, the difficulty of insurance can be said to be much reduced, which is more suitable for this group of people.
And Versailles plus is very good at protection. Not only 65,438+080% of the insured amount is paid for serious diseases, but also 65,438+000% of the insured amount for malignant tumors. There is no need to worry about the protection of women's serious illness. It has a very perfect scope and intensity of disease protection!
Sister natural science, the summary here is only partial, and there are more suitable critical illness insurance. Interested friends can click here to see:
Ten critical illness insurances worth buying for women! 》
Third, the summary of the senior sister
From the beginning, I felt a little happy. Although the current insurance environment is not very friendly to women, it is good to have such high-quality and caring insurance products. It is possible for female friends to strive for a guarantee for their health in a modern society full of pressure mountains and depressed life.
So there are so many insurances, as long as you clearly understand the selection skills, you can always find one that suits you.
Write it at the end
I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;
If the above content has not solved your problem, you can also come to the official account of WeChat to learn to bully and say that insurance consulting me;
I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.
WeChat official account: Xueba said that insurance costs less, buy the right insurance!