1, the insurance has been paid for five years before surrender, and the policy hesitation period has passed, so you can only choose to surrender normally. Normal surrender can only return the cash value of the policy, and the cash value paid in five years is only 50% of the principal.
2. Guo Fu Life Insurance is a national life insurance company, which was established with the approval of China Banking Regulatory Commission on June 20 18 with a registered capital of RMB 193 billion. Guo Fu Life is headquartered in Nanning, and its business scope includes life insurance, annuity insurance, health insurance, accident insurance, dividend insurance and universal insurance.