Therefore, there are many newly established insurance companies or low-key insurance companies, and most people are afraid to buy them.
Then an insurance company with low credibility is not excellent? No, the background of some insurance companies will shock us!
So today, Senior Sister collated an article about everyone insuring pk China Life Insurance to see if everyone's insurance companies are good. Can you do better than China Life?
First, how strong is everyone's insurance company!
Everyone's insurance was established on June 25, 20 19. It is a comprehensive insurance group covering property insurance, life insurance, endowment insurance, asset management and other fields.
2065438+In July 2009, China Insurance Guarantee Fund Co., Ltd., sinopec group and Shanghai Automotive Industry Corporation jointly established Dajia Insurance Group Co., Ltd. with a registered capital of 20.36 billion yuan.
The main business of the Group is insurance, with four insurance subsidiaries: Renren Life Insurance, Renren Property Insurance, Renren Pension and Renren Assets, and three empowerment sectors: health pension, real estate investment and technological innovation.
In addition to basic strength, insurance companies can also learn from other aspects. If you want to know more, you can read this article:
"The strength of everyone (Anbang) insurance company is exposed! Please pay attention to this product before buying! 》
2. What is the strength of China Life Insurance Company?
China Life Insurance Company, also known as China Life Insurance, is a super-large financial insurance company in China, headquartered in Beijing.
The company's predecessor was the former China People's Insurance Company, which was established in 1949. In 1996, it was divided into PICC Life Insurance Co., Ltd., and changed its name to China Life Insurance Company in 1999.
In 2003, with the consent of the State Council and the former China Insurance Regulatory Commission, the former China Life Insurance Company was transformed into China Life Insurance Company with a registered capital of 654.38+0.88 billion yuan.
In 2022, China Life Group ranked 40th in Fortune Global 500.
In the third quarter of 2022, China Life's core solvency adequacy ratio was 16 1.93%, and its comprehensive solvency adequacy ratio was 230.26%. In the second quarter of 2022, its risk rating was AAA.
Whether it is registered capital or solvency, it shows that China Life is very strong.
So the strength of China Life is so excellent, are all its popular products good? Not necessarily. Just because an insurance company is reliable does not mean that its products are excellent. Senior has just compiled a product analysis of China Life. Interested parties can have a look:
How about China Life? What products are there? 》
3. Which is stronger, Everyone Insurance vs China Life Insurance?
1. Company background comparison
Everyone's insurance was established on June 25th, 2009. Renren Insurance Group Co., Ltd. was established by China Insurance Guarantee Fund Co., Ltd., sinopec group and Shanghai Automotive Industry Corporation with a registered capital of 20.36 billion yuan.
China Life was restructured in 2003 with a registered capital of 654.38+08.8 billion yuan. In 2022, China Life Group ranked 40th in Fortune Global 500.
As can be seen from the time of its establishment, China Life has advantages, but in terms of registered capital, the two are actually equivalent. However, after all, everyone's insurance has been established for a short time, and its average profit is not as good as that of China Life. The 32nd place in Fortune Global 500 is China Renshou, which is really good.
2. Comparison of solvency
Since the establishment of Everyone Insurance is not long, it still belongs to the risk disposal period in the past two years, so no annual information has been released. But you don't have to worry. The shareholder of your insurance is PICC Guarantee Fund Co., Ltd., which is very reliable.
In the third quarter of 2022, China Life's core solvency adequacy ratio was 16 1.93%, and its comprehensive solvency adequacy ratio was 230.26%. In the second quarter of 2022, its risk rating was AAA.
China Life's solvency index meets the requirements, even higher than the index value stipulated by the supervision. Therefore, China Life's solvency is still good, and there is no need to worry that the insurance company can't pay or settle claims.
3. Comparison of superior insurance types
Everyone insurance is a comprehensive insurance group, providing property insurance, personal insurance, endowment insurance, asset management and other functions. The more distinctive types of insurance are critical illness insurance, life insurance and annuity insurance. At present, the more popular products are Renren whole life insurance, Everyone's Critical Illness Insurance, and Fortune House Everyone's Pension Insurance.
The main business of China Life Insurance Company is life insurance, property insurance and financial insurance. At present, the most popular ones are China Life Insurance, Le Ying Life Insurance, whole life insurance (exclusive edition), Xianghui Life Insurance A 2022 critical illness insurance, Xinhui Win Two All Risks and so on.
So are these popular products worth buying? What do you recommend? The seniors have just evaluated many popular products. Share an article today to teach you how to analyze a product.
Is Guo Shouxin's winning endowment insurance worth buying? Pay special attention to these points! 》
Summary: China Life will have more advantages than everyone's insurance in strength, but everyone's insurance company is not weak! When friends choose insurance products, they should actually focus on the products themselves. As for insurance companies, just choose your own heart!
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