Accident insurance for the elderly refers to accident insurance products covering people over 70 years old. At present, there are two kinds of accident insurance for the elderly in the market: exclusive accident fracture insurance for the elderly and accident protection for the elderly with high insurance coverage. The former is an accident insurance specially designed for the elderly to protect fractures, which is characterized by various protection responsibilities specially set for fractures, including bone density testing allowance, hospitalization allowance, recuperation allowance, etc. Insurance can provide exclusive accidental fracture protection for the elderly, which is more suitable for the elderly with osteoporosis. The latter is characterized by high cost performance. Only a few tens of yuan a year can get up to 65438+ 10,000 accidental death and disability protection, which can improve the multiple accident protection of the elderly at an affordable price.
Health insurance for the elderly is another kind of insurance for the elderly. It is a kind of health insurance designed mainly for the common high-risk and serious diseases of the elderly, and usually covers people over 70 years old. The health insurance for the elderly in the market can be roughly divided into two categories: consumer health insurance for the elderly and long-term health insurance for the elderly. The advantage of the former is that the coverage is very comprehensive, usually covering as many as 30 kinds of common serious illness, medical care, hospitalization allowance and other multiple health insurance, with high cost performance. The latter is characterized by providing high double insurance coverage for serious diseases such as malignant brain tumor, malignant bone or cartilage tumor common in the elderly, and the guarantee period is as long as 20 years, so that the elderly with high neck can also enjoy continuous cancer prevention care.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.