In fact, both high-profile insurance companies and low-key insurance companies are equally safe and reliable. Next, I'll give you a detailed introduction of Fude Life Insurance Company.
First, the big secret of Ford's life experience
Fude Life Insurance Co., Ltd. was formally established in 2002, headquartered in Shenzhen. It is a professional national life insurance company with a total registered capital of 1 1.752 billion yuan and total assets of over 480 billion yuan. At present, there are 35 branches in China, with more than 65,438+0,000 branches and their service outlets.
Fude Life Insurance Company is committed to providing all-round risk protection solutions including life insurance, annuity insurance, accident insurance and health insurance for different social groups. 1 1 was selected as "Top 500 Asian Brands" in 2002 and "Top 500 Asian Brands" in 2002, ranking among the top three in the insurance industry.
The data shows that in 20021year, the original premium income of Fude Life Insurance was 80.75 billion yuan, with a year-on-year growth rate of 32.8%, ranking ninth in the list of life insurance companies.
These are only the data of Fude Life Insurance Company, so what is its comprehensive strength in the industry? Click on the link below to see the latest ranking of insurance companies compiled by Senior Sister Hematemesis:
"Just out of the oven! Top Ten Insurance Companies in China! 》
Second, is Fude Life Life reliable?
A large number of small partners are afraid to go to this company to buy insurance because they don't know the insurance company Fude Life Insurance. They are afraid that their policies will be useless after buying insurance. In essence, this kind of worry is useless. In view of the fact that the insurance company wants not to be liable for claims, but some people disagree, "this person" is actually the CBRC.
The CBRC tries its best to supervise the operation of insurance companies, and sometimes publishes a list of complaints from insurance companies. Therefore, under the strict supervision of the CBRC, it is impossible for insurance companies to do things, and so is Fude Life.
Some friends may have heard that in 2009, China United Insurance Company was on the verge of bankruptcy because of extremely serious losses. This does not require the China Insurance Regulatory Commission to take emergency measures to increase capital by 6 billion yuan, which is of great help to save the company. Therefore, regardless of the size of the insurance company, we can rest assured as long as we have the protection of the CBRC.
Since large and small insurance companies don't have to worry about claims, which company should they choose? Click on the link below, and Senior Sister will tell you the answer:
Is it better for a big company or a small company to buy insurance? 》
3. Is it easy for Fude Life to make claims?
Usually it involves whether the insurance company's ability to claim compensation is good or not, and it will involve very professional terms solvency.
As we all know, the CBRC requires insurance companies to meet the following requirements in terms of solvency: core solvency adequacy ratio ≥50%, comprehensive solvency adequacy ratio ≥ 100%, and comprehensive risk rating ≥ B. As long as the above three requirements are met, a company is up to standard in solvency.
So people are really afraid of the insurance company's claims, so they go to official website, the corresponding insurance company, and learn about the solvency of this company. Usually, insurance companies will produce quarterly or annual solvency reports.
Fourth, the life characteristics of Ford's life
There are many insurance companies in the market, and their main products have their own characteristics and advantages. For example, the main insurance of Zhongan Insurance is millions of medical insurance, and auto insurance is the main insurance of Sunshine Insurance.
In fact, as the main feature of Fude Life Insurance, especially in the design of critical illness insurance, Fude Life Insurance really attaches great importance to it. Considering that everyone is worried about not paying compensation after losing a serious illness, whether the choice of payment years is extensive, and whether the protection for high-incidence and serious illness is in place, Fude Life Life generally launches serious illness insurance products with multiple payment years for the insured to choose. The key is that the optional protection settings of each critical illness insurance product are particularly rich, such as.
The essence of critical illness insurance is income loss insurance. As long as it is within the compensation conditions of the contract, the insurance company will also pay a sum of money to the insured according to the contents of the contract, and we can control this fund whatever we want. In this way, in the face of major diseases, insured patients and their families will have enough confidence to transfer the economic risks brought by diseases, and its role is irreplaceable whether it is medical insurance or social security, so it is necessary to buy.
Five, must see before buying pit prevention tips.
The above is the analysis conclusion about Fude Life Insurance Company. Everyone should know how to judge an insurance company and what to do.
But in real life, is it enough to pay attention to insurance companies? Of course not!
It takes a lot of energy to choose the right and cost-effective insurance. There are many types of insurance, and each type has different coverage period and coverage content, which may be a routine if you are not careful. Take critical illness insurance as an example. Critical illness insurance can be divided into single payment critical illness insurance and multiple payment critical illness insurance; The guarantee period is generally divided into three categories: fixed-term, long-term or even life-long guarantee; The content of security mainly includes basic security and optional security. The basic security mainly includes mild and severe diseases, and the number of high-risk diseases covered is different. ......
Therefore, buying insurance seems simple, but in fact it involves a lot of financial management and investment knowledge. I suggest you choose carefully according to your own budget and needs.
Finally, if you want to know more about the precautions for buying insurance, you can click on the following article to view it:
Which kind of insurance is better and how to buy it is more cost-effective, and teach you to avoid these pits of insurance.
Write it at the end
I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;
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I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.
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