Performance of the failure of American commercial medical insurance market

According to relevant data, the distribution is unfair and resources are insufficient. The commercial medical insurance model is also called "private medical insurance". A medical insurance model operated freely by private institutions according to market rules. The main feature is that medical insurance is regarded as a special commodity and can be bought and sold freely in the market. The buyer can be an enterprise, a group, a government or an individual, and the seller is a profit-making (tax-free) or non-profit (tax-free) private medical insurance company or private medical insurance institution.