Hello! Everyone needs insurance care more, and children need health insurance care more. In addition to social security, children should also supplement some commercial health insurance if conditions permit. Children's health cards bought for children are not effective immediately, and they must go through a waiting period before they can take effect. Whether there is a problem in buying him a child health card now needs to be judged according to his previous illness. I suggest that you inform the insurance company of your illness in time before taking out insurance, and then the insurance company will decide whether to underwrite it.
The child has acute pneumonia. What should I pay attention to when buying him a child health card?
1, critical illness insurance is the key consideration.
2. People who don't have unit medical insurance can consider buying some suitable medical insurance. Medical insurance can also be divided into general medical insurance, hospitalization insurance, surgery insurance, comprehensive medical insurance and special disease insurance. You can choose to buy according to your actual situation.
3. Long-term or term life insurance is also an insurance that needs to be considered.
When you apply for insurance, please be sure to tell your past medical history.
Insurance is a science. When we buy health insurance, we should pay attention to the complementary relationship between the types of insurance purchased and social medical insurance. People who have had a serious illness should pay attention to telling the truth of their illness to the insurance company when taking out health insurance.