I bought the health insurance C of Xinhua Life Insurance, which costs 3,500 yuan a year and has been paid for two years. Now I surrender. Is it worth it?

If you choose to surrender after paying for two years, it is still very inappropriate. Because if you pay the insurance for two years and choose to surrender, he may not return all the money to you. So if the ship is insured, it is estimated that there is no chance to retreat.

If you want to recover the loss, you can only continue to cry, otherwise the money you invested before can only be considered blind. Many people especially regret after buying insurance and want to surrender. However, if you surrender, you must bear a series of losses. Otherwise, the insurance company will not give you a refund easily unless you don't want this insurance.

Therefore, before signing insurance, you must carefully consider whether this insurance is your own need, because some insurance is still very useless, even if you buy this insurance, you will not give too much interest. It's safer to put it in a bank deposit account. All the insurance is carefully calculated by some actuaries, which will not let customers take advantage. Unless it is some accident insurance, you need to buy critical illness insurance, and other insurances will be tricky. Although those people in the insurance company are good at talking about their insurance, dividends and value-added and so on. But the final profit may be as much as the interest on bank time deposits. So don't trust those who sell insurance, they have nothing to say.

Insurance is generally sold to relatives or acquaintances. When everyone around them is insured, they have no business to develop and then quit the insurance company. So don't buy insurance easily. It is most reliable to deposit money in the bank. Don't count on Qian Shengqian, it's best to get rich by working. In addition to some auto insurance, there are also serious illness insurance, illness insurance, accident insurance and other insurance. Don't buy any other insurance.