1. The medical insurance for flexible employees shall be paid monthly from the next month.
2. If the payment is withheld by the entrusted bank, it will be automatically withheld by the local tax department through the bank on March 3rd-17th every month, and the insured shall ensure that the balance of the payment account is sufficient;
If the fee is not deducted for a long time, it is recommended to call the medical insurance office and then call the customer service staff of the medical insurance office to communicate and negotiate.
Benefits of participating in medical insurance
First, the basic medical insurance for urban residents is a project that benefits the people, and the insured can get many benefits from it. For example, when the insured is sick, especially some serious diseases, it can reduce the financial burden of the family to a certain extent.
Second, when the insured is in good health, the insurance money paid can be used to help other sick insured, which fully embodies the spirit of mutual assistance of "one person is sick and all families help each other".
Third, the basic medical insurance for urban residents can help the insured relieve potential worries.
Fourth, the funds raised as a whole are shared by finance and individuals, which is different from general commercial insurance. The basic medical insurance for urban residents is sponsored by the government.
Fifth, the threshold of basic medical insurance for urban residents is low. Residents can be insured regardless of their health or age.
Sixth, after the insured person is insured, during illness or hospitalization, eligible hospitalization and special disease outpatient expenses can enjoy medical expenses compensation, and the compensation amount greatly exceeds the overall expenses paid by individuals, effectively preventing poverty caused by illness and returning to poverty due to illness.
2. Types of medical insurance
1, traditional medical insurance
Medical insurance is the basic guarantee of people's livelihood and one of our medical benefits. Mainly divided into the following three types:
Employee medical insurance is applicable to on-the-job personnel, regardless of household registration type. During the normal insurance period, employees' medical insurance can be used for hospitalization or purchasing drugs in the medical insurance catalogue, and they can enjoy medical insurance benefits for life after paying a certain amount of money.
Residents' medical insurance is applicable to people with urban household registration and no work unit. The payment method is to pay one-year insurance for one year, which can be renewed for life, and the premium will not rise with age.
The new rural cooperative medical system, that is, the new rural cooperative medical system, is suitable for people with rural household registration and no work unit. It is also a one-year guarantee, and the premium is basically fixed.
2. Commercial medical insurance
Commercial medical insurance can also be divided into the following three categories according to the premium:
Low-end medical insurance: the premium is usually relatively low, and the insured amount is not high, generally within 50,000 yuan, including small outpatient medical insurance and small hospitalization medical insurance.