Will Jiufuwanka go to the household registration to recover it?

First, no. Let's talk about borrowers first. Jiufu owns a number of loan platforms, among which Jiufu Wanka is the most representative. Its loan interest is advertised as low as 0.59%, but in the actual loan process, the so-called 0.59 is only an ideal figure. The news media has a special report on the "Yin-Yang Contract" of Jiufuwanka. A borrower borrowed 26,000 yuan from Jiufuwanka, but the loan contract actually showed that the loan was 45 130.8 yuan. In addition to the loan of 26,000 yuan, there is an extra handling fee of nearly 20,000 yuan.

The loan term of the customer is three years, and the three-year interest of 26,000 yuan is 5 155 yuan. Together with the handling fee of nearly 20 thousand yuan before, its three-year comprehensive interest rate is as high as 93%. However, Jiufu official website claimed that this high handling fee was not charged by Jiufu officially, but by a third party, so from the contract, Jiufu only charged 5 155 yuan.

Second, the lending platform recommendation

1, financing immediately. Instant Finance is a formal and reliable online lending platform. The loans of spot finance include spot installment and spot loan. Once rejected, it is usually because the accounts overlap. Generally speaking, the auditing standards of Instant Finance and EasyFlower are different. EasyFlower needs sesame credit authorization. At present, only more than 650 users can apply.

2. BOC Consumer Finance. BOC Consumer Finance is an online lending platform owned by Bank of China, which is relatively formal and reliable. There are many loan outlets under BOC consumer finance, such as BOC consumer wallet. Core application conditions for BOC consumer finance: at least 18 years old, with my ID card, bank card and mobile phone number; Good personal credit, etc.

3. Jincheng Consumer Finance. Jincheng consumer finance is also a formal and reliable online lending platform. There are many loan products of Jincheng consumer finance, such as beauty loan, health loan, car decoration loan and so on.

4. Zhaolian Finance. Zhaolian Finance has China Merchants Bank and China Unicom, so it is more formal and reliable. The main product of Zhaolian Finance is a good-term loan with a quota of less than 200,000 and a low application threshold. When the user completes the whole application, it will enter the review stage of 1-2 working days. During this period, if you spend or borrow money in installments in Zhaolian Financial APP, you will be prompted that the quota is not activated or under review.