At present, the number of people participating in basic medical insurance in Xiamen is about 3140,000. This new policy, implemented from July this year 1, is expected to benefit more than 2 million insured persons.
Change 1 lower the funding threshold.
At present, when the insured person carries forward each social security year, the actual balance of the personal medical account exceeding 8,000 yuan will be included in the health account.
Since July this year, when social security is carried forward every year, the actual balance of personal medical accounts exceeding 3,000 yuan will be included in health accounts, and the threshold will be lowered.
After this adjustment, the use efficiency of individual medical account fund of basic medical insurance will be further improved. More importantly, about 6 1 10,000 employees in Xiamen will benefit (accounting for 3 1. 18% of the insured employees), with an increase of 450,000 employees, including 240,000 foreign employees.
In the future, these 6 1 0,000 employees will have more money in their health accounts, which can be used to buy medicines and physical examinations, pay their own medical expenses, and benefit their families through the family medical network.
Change the amount of medicine purchased in February.
At present, in each social security year, the insured person can use the health account to buy drugs at the designated retail pharmacies in this city, and the disinfection products must not exceed 200 yuan every month.
Considering the long-term drug demand of patients with chronic diseases, the monthly drug purchase and disinfection products quota of health accounts in designated retail pharmacies in this city will be increased to 300 yuan.
However, the amount of drugs, disinfection products and medical machinery purchased by health accounts in the designated retail pharmacies of medical insurance in this city still cannot exceed 5,000 yuan per account per social security year.
Change 3: Buying medicine by credit card can be "family * * *"
At present, the insured employees in Xiamen can establish a "family medical network" for their parents, children, spouses and other family members who participate in the basic medical insurance for employees or urban and rural residents in this city, and pay medical expenses for family members who have insufficient or no health accounts. However, the funds in the health account of the insured person's "family medical network" can only be used when seeing a doctor.
From July, the money in everyone's health account can be used to let family members buy medicine through the family medical network!
If your family's social security card does not have a health account, or there is no money in the health account, as long as you and your family have established a "family medical network", they can directly use the money in your health account to buy medicines when they buy medicines, which can reduce the burden of family medical expenses.
Remind citizens who have not yet established a family medical assistance network to go to the labor security agency in the town (street) or village (neighborhood) where the household registration is located, or to the social security agency hall in the city or district.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.