How does Alipay receive health benefits for free?

First of all, this health insurance is divided into three parts. Guardian money, hospitalization reimbursement amount, outpatient reimbursement. Among them, the guardian fund and mutual treasure are the same thing, which is regarded as a network mutual assistance plan. The only difference is that you don't have to pay, and the amount is given to you by Alipay for nothing. The other two are real insurance. Each sum corresponds to an insurance contract.

Guardian money, in fact, the probability of using it is very low, so don't worry about it. However, the probability of hospitalization reimbursement and outpatient reimbursement is very high. Especially outpatient reimbursement. Basically, as long as we go to see a doctor, the amount of reimbursement for hospitalization and the amount of reimbursement for outpatient service are used as insurance, and each sum you receive corresponds to an insurance contract. Moreover, there is a very special place in these two insurances, that is, there is no health notice. As long as you are on the Alipay white list, you can buy it, no matter what your physical condition is. And there is no deductible, and there is no limit on the number of reimbursement, as long as there is a quota. Of course, as insurance, he also has exemption clauses and insurance restrictions (reimbursement of 50%). However, because there is no need for health notification, it is already very good.

It should also be noted that each health benefit you receive is valid for 6 months and calculated separately. Then the upper limit of hospitalization reimbursement is 20 thousand yuan. In fact, it is very difficult to get so many quotas, and there is no need to consider this upper limit. But it is not difficult to get a few hundred dollars. In practice, the review of creditor's rights is very relaxed and convenient. It is estimated that Alipay also knows that everyone can get a few hundred pieces at most, which is also a welfare. I don't know how long he can send it, so take it first if you can. It doesn't cost anything anyway.

Finally, the collection method. Open Alipay and search for health benefits. Just click in. Every day, you have the opportunity to use Alipay offline consumption. There are also some activities that will give you a chance to get. However, it should be noted that they all need to be collected on the same day. Not after it expires. The most convenient thing is to go in before going to bed and bring all the things of the day, so you won't miss it.