My father is 45 years old and wants to buy a health insurance. Don't know what to refer to.

I'm glad you have insurance awareness. Please improve the basic medical insurance such as social security for your father before buying commercial insurance. Last year, Pacific launched a guaranteed product "Enjoy Life with Money", which consists of two parts: "Enjoy Life with Money in whole life insurance" and "Enjoy Life with Money in Advance for Critical Illness Insurance". Fully consider the insurance consumers' demand for protection against inflation and major diseases, integrate value-added and critical illness protection, and take into account certain old-age security. It can be insured from 30 days of birth to 65 years old. This is a premium. "Enjoy life with gold" has achieved a breakthrough in the double growth of life insurance coverage and major illness insurance coverage with the dividend level of the main insurance, that is, not only the death insurance coverage of death insurance increases with the dividend level of the main insurance, but also the critical illness insurance coverage of major illness insurance can increase with the dividend level of the main insurance, helping customers resist the risks of insufficient life insurance coverage and major illness insurance coverage caused by inflation and realize the dual dynamic planning of life risks. Moreover, for this double growth of value insurance and critical illness insurance, customers don't need to increase the premium and follow-up physical examination, and increasing part of the insurance coverage will not affect customers' subsequent insurance of other products, which really relieves customers' worries and makes them in one step, once and for all, feel at ease. A 45-year-old man pays 10 year, and pays 8690 yuan every year, covering 35 kinds of serious diseases, covering about100000. His value and coverage of serious illness have increased, and he can resist inflation. In addition, as a life-long guarantee product, "Golden Enjoy Life" can accumulate high cash value, and customers can choose to reduce the insured amount or convert the annuity at any time.