How much can Sunshine Life Insurance Apple Children's Pension Security (Universal) be refunded?

Sunshine Life Insurance Apple Children's Endowment Security (universal) shall be settled according to the surrender time. After paying the premium, the insured can surrender at any time, but how much premium can be returned is related to the time of surrender. After signing the insurance contract, there will be an insurance hesitation period of about 10- 15 days, during which the insurance company will surrender the insurance in full. If you surrender after the hesitation period, the insurance company can only return the cash value of the policy, and the later the surrender time, the more you return.