It is suggested to apply for loans through formal channels: for example, Agricultural Bank of China (ABC), the definition of Netjet loan refers to the small consumer loans granted by ABC to individual customers who meet certain conditions in cash, and the customers apply for them themselves, receive them quickly, automatically approve them, and use their own letters. Application conditions (1) Basic conditions 1. At least 18 years old and no more than 60 years old, with China nationality and full capacity for civil conduct. 2. Hold legal and valid identity documents. 3. Our e-banking customers and holders of security authentication tools issued by our bank. (Currently only second-generation KBao customers are supported) 4. Credit status is good. 5. There is no unexpired "NetJet Loan" loan amount and no outstanding "NetJet Loan" loan balance. 6 stable income, with the ability to repay credit on schedule. 7. The purpose of the loan is reasonable and clear.
The loan amount for applying for NetJet is 30-300,000 yuan; The loan amount is valid for 30 days, and the borrower needs to use the loan within the validity period. The loan amount cannot be applied, approved and issued in a few minutes.
Second, who is the target of poverty alleviation microfinance?
The support targets of poverty alleviation microfinance include poor households who have been lifted out of poverty, and the upper age limit of borrowers can be relaxed to 65 years old.
Poverty alleviation microfinance, loan extension and extension policies remain unchanged during poverty alleviation. Adhere to household borrowing, household use and household return, and accurately use them for the development and production of poor households in poor towns, and may not be used for unproductive expenditures. Continue to prohibit the newly issued micro-loans for poverty alleviation from being used for dividends and lending to government financing platforms or other organizations.
Incorporate the quality of poverty alleviation microfinance and the disposal of overdue loans into the work assessment of local party committees and governments, and regularly inform local governments of good practices, exchanges and promotion efforts to standardize the healthy development of poverty alleviation microfinance.
Extended data lending condition
New applications for poverty alleviation micro-loans must be law-abiding, honest and trustworthy, with complete civil rights, willingness to borrow, necessary skills and certain repayment ability;
Loan funds must be used for industries and projects that do not violate laws and regulations, and should be between the age of 18 and 65 before a certain market. Banking institutions should comprehensively consider the borrower's own conditions, loan purposes, risk compensation mechanism, etc. And make your own loan decision.