Taikang life insurance company is suspected of fraud. On 20 1812, I received a short message from the company, saying that my Taikang elegant life annuity insurance (dividend-paying) policy was invalid because the company violated the rules and could not transfer the premium on 20 16543812. From 20 17, 1 1.2 ~ 18, 1.2, no one contacted me and directly informed me that the policy was invalid, from 1.2 to1. Just a bunch of liars. Even insurance companies operate like this. It seems that we can only call the police.
Taikang Insurance Group, as the third largest insurance company in China, has certain strength, which should be clear to friends who really know Taikang Group. As products, major insurance companies are pushing their own products. There is no cheating, only they don't know how to buy blindly. Everyone must understand clearly before buying.
At present, the insurance products set by China's insurance companies are all money from insurers, and they are not planning and safeguarding the future for insurers at all. Therefore, the existing insurance products in China are not good, and people who have been fooled into buying them especially regret it, resulting in heavy losses in surrender. I hope that the actuaries of China Insurance will reflect on it and not screw up the insurance industry in China! Become a financial sinner!
Taikang is a company without bottom line and responsibility. As long as you know "Taikang Health enjoys Type B medical insurance", you will know that when you sell it, you promise to renew it until you are 99 years old. Now you don't renew your insurance directly, and you put the responsibility on the CIRC. Now it seems that they knew that the CIRC would not agree when they first sold it, but they still fooled customers for profits and performance, and now they don't give a refund. So I suggest that you don't buy Taikang products, which is immoral.
break one's word
reliable
In 20 17, I bought Taikang Xinxiang Life Annuity Insurance (dividend type) from Taikang Insurance, with an annual premium of 15000 yuan. The salesman (who is my friend's wife) didn't show me the contract or explain the important terms, so he asked me to sign a list: the insured has read the insurance terms, product specifications and insurance tips to understand the characteristics of this product and the uncertainty of policy benefits. This was in February 65438+February 65438+February 2006. On February 3, 20 16, the official award date (effective date) was signed by the salesman. After copying this page to the insurance contract, I dare not make too many comments on such insurance companies. You said that this process was designed by the salesman, but I don't think it is. Because the management team and every salesman live on performance commission, the cash value is the money left after you pay the premium to a group of people. Black. . . . . I can't imagine that after paying 45,000 yuan for three years, the cash value is only 83 15 yuan, and I have to get a 3% refund. I ate all the meat and bones, and there are still a few hairs left. This is my real experience.
Have you ever seen an insurance company that cares about insurers? Remember: this is a company, not a charity.