Anyone who is born more than 28 days and under 55 years old and is in good health can be the insured. I or anyone who has insurance interests can apply for this insurance from our company as the insured.
Second, the insurance liability
1, special survival fund
From the effective date of this contract to the date when the life-saving payment agreed in this contract begins to be collected, if the insured survives until the effective date of this contract, the Company will pay a special survival payment at the rate of 65,438+0% of the insurance premium paid for the first time in this contract every year.
Step 2 care about money
From the effective date of this contract to the date when the payment agreed in this contract begins to be collected, if the insured survives until the effective date of this contract, the Company will pay 10% of the basic insurance amount every year.
3. Fushoujin
From the date when the payment insurance benefits agreed in this contract are collected to the date when the insured reaches the age of 74, if the insured survives until the effective date of this contract, the Company will pay the payment insurance benefits at the rate of 20% of the basic insurance amount every year.
4. Overdue insurance premium
On the effective date of the year when the insured survives to the age of 75, the Company will pay the maturity insurance premium at 100% of the basic insurance amount, and this contract will be terminated.
5. Death insurance
If the insured dies on the corresponding date from the effective date of this contract to the effective date of the year when he reaches the age of 18, the company will pay the death insurance premium (excluding interest) according to the insurance premium paid in this contract, and this contract will be terminated.
6, accidental injury and death insurance.
The insured suffers accidental injury from the effective date of the contract, which causes the insured to reach the age of 18 years from the effective date of the accident year to the date when the contract agreed to start collecting the life insurance fund. After the company pays the death insurance as agreed, it will pay 800% of the basic insurance amount to terminate the contract.
Extended data:
Insured Mr. Zhang, aged 30. He insured himself for the old-age security (dividend-sharing type), and the annual premium was 50,000 yuan, which was paid in 65,438+00 years. The basic insurance amount is 92,954 yuan. At the age of 60, Fushoujin can get the following benefits:
1, immediate delivery, immediate collection
From the effective date of this contract to the corresponding date when Mr. Zhang is 74 years old, if Mr. Zhang is alive, he can receive 9795.4 yuan every year before the effective date of 60 years. From the effective date of 60 years old to the effective date of 74 years old, you can receive 18590.8 yuan every year.
2. Age choice
The age of receiving Fu Shou Jin is 55 years old and 60 years old, and Mr. Zhang is free to choose according to his own wishes when taking out insurance.
3. Multiple collections
From the effective date of this contract to the corresponding date when Mr. Zhang turns 74 years old, if Mr. Zhang is alive, he can receive the special survival fund 500 yuan every year before the corresponding date when he turns 60 years old; Receive 9295.4 yuan of care money every year; From the effective date of 60 years old to the effective date of 74 years old, you will receive 18590.8 yuan every year;
If Mr. Zhang lives to the effective date of the year when he reaches the age of 75, he can receive another 92,954 yuan. In addition, you can also receive dividends every year according to the company's operating conditions.
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