In this regard, the following senior will talk to you about this topic. Before the official start, the seniors arranged a small gift, and interested friends can poke this to see: super full! Everything you want to know about insurance is here.
First of all, let's take a look at Hongkang Life Insurance Company:
Hongkang Life Insurance was established in July 20 12 with a registered capital of 10 billion yuan. It is a national life insurance company approved by China Banking and Insurance Regulatory Commission.
Moreover, Hongkang Life has achieved profitability since the first full operating year and has continued to this day. By the end of 20021,its total assets exceeded 76 billion yuan and it served more than 7 million customers.
Hongkang Life Insurance is headquartered in Beijing, with corresponding branches in Henan and Jiangsu. It has also established cooperative relations with e-commerce platforms such as Jingdong Finance and Xiaomi Finance, banks such as postal services and people's livelihood, dozens of insurance professional intermediaries such as Mingya and Datong, and many online insurance business platforms such as Huixuan. Sales channels are very diverse.
It is worth noting that Hongkang Life's solvency performance is also good. According to official website's disclosure, in the third quarter of 2022, the core solvency adequacy ratio was 65,438+007.89%, the comprehensive solvency adequacy ratio was 65,438+030.26%, and the latest risk rating was Grade B.
For more details about Hongkang Life Insurance, friends who want to know more can poke this article to see: How about Hongkang Life Insurance Company? Is the product good?
As for the bankruptcy of insurance companies, we don't need to worry too much. Because insurance companies have been strictly controlled by the CBRC since the application for establishment, even if Hongkang Life has a profit problem for a while, the CBRC will intervene in time and try its best to tide over the difficulties.
If even the CIRC can't save it, then the insurance company may go bankrupt; But everyone's insurance policy will be transferred to other insurance companies and taken over by other insurance companies. All the guarantees in the original insurance contract will not change, so you can rest assured.
If you have any questions about the bankruptcy of the insurance company, you may wish to click on this article to understand: the insurance company is bankrupt, what should I do with the insurance I bought?
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