Zhongan enjoys E-critical illness insurance. What does it include? Dad collected and sorted out the information about this product and made a table to let everyone know the basic content of Ta. Details are shown in the following table:
The picture comes from Bao Dad.
1.？ Insurance principle
Insurance age: 18-60 years old. The coverage is mainly for adults, and the maximum coverage can be extended to 80 years old.
Guarantee period: 1 year, which belongs to the consumer critical illness insurance with one-year guarantee.
If the insured is insured for the first time or intermittently, the waiting period is 90 days; There is no waiting period for the insured to insure continuously; If the serious illness or mild illness agreed in the contract is diagnosed within the waiting period, the premium paid will be returned.
2.？ Guarantee content
(1) Critical illness protection
Serious illness covers 70 kinds of major diseases, including common cancer, stroke sequelae, coronary heart disease and other high-risk diseases, and pays 100% of the basic guarantee.
(2) Minor illness protection
30 kinds of mild diseases such as atypical acute myocardial infarction, coronary intervention, mild stroke sequelae, etc., 20% of the basic guarantee will be paid.
(3) Death protection
If the insured dies unfortunately, pay 100% of the basic insurance amount.
(4) Other guarantees
Regarding other guarantees, I recommend you to read this article: Zhongan enjoys the in-depth evaluation of E-student 2020, and other guarantees include these.
Summary: Generally speaking, Zhongan enjoys the general E-health critical illness insurance, but the premium is really attractive. If the budget is very limited and you add a little serious illness protection for yourself and your family, you can choose this product.
Hope to adopt!
Source: Nanba Daily