What if the insurance company refuses to pay compensation? Don't worry, this dry goods can help everyone: What are the correct postures for fast and good insurance claims? No compensation!
Let's help you analyze Huaxia Insurance, an unreliable company. Not much to say, hurry to get dry goods!
First, the company background analysis of Huaxia Insurance
Huaxia Insurance was established in February 2006, 65438. It is a national and joint-stock life insurance company approved by the Insurance Regulatory Commission of the Bank of China with a registered capital of 654.38+053 billion yuan. Headquartered in Beijing, there are currently 24 directly affiliated branches. In terms of honor, Huaxia Insurance Company has been ranked in Fortune Global 500 for two consecutive years. By the end of June 2022, the company's accumulated total premium was 654.38+050.49 billion yuan, ranking fourth in the market.
In addition, in terms of insurance products, Huaxia Insurance continuously optimizes product design. At present, a series of best-selling products, such as Evergreen Tree, Fulinmen, Xiyingmen and Nanshan Pine, have been launched to build the brand of "China Good Product".
So, are Huaxia insurance products really suitable for us to buy? Friends who want to know the answer can poke into this article: Is Huaxia Insurance reliable? You should know these precautions!
Second, the solvency analysis of Huaxia Life Insurance
When it comes to the insurance company's claim settlement ability, it mainly depends on whether the company's solvency meets the three requirements of the CBRC at the same time: the core solvency adequacy ratio is greater than or equal to 50%, the comprehensive solvency adequacy ratio is greater than or equal to 100%, and the comprehensive risk rating is B or above.
According to the latest solvency report of Huaxia Insurance, the company's core solvency adequacy ratio is 1 13.83%, and its comprehensive solvency adequacy ratio is 130.26%. The latest comprehensive risk rating was not disclosed, but the other two indicators of Huaxia Insurance met the requirements of CBRC.
At the end of the article, if you still want to know the solvency of other insurance companies, you can look at this ranking: 202 1 the most comprehensive insurance company solvency ranking list!
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